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Many legal websites post a great deal of basic legal information, but if you have a legal question you should always contact an attorney. You will never be charged for you initial phone or email contact with me. If you have a legal question, do not hesitate as time is almost always of the essence in the legal world. Do not waste time and become frustrated trying to do legal research on your own, give me a call or send me an email and I would be happy to let you know what my office and I can do to help you.

Avoid Probate!

Wills are an important tool for avoiding probate and making sure your estate is distributed the way you wish. Our office can help you prepare for your future to make sure their is no confusion about how your estate should be handled. Various tools can be put in place (such as a will, healthcare directive, or power of attorney) to ensure that our are protected in any situation. In most instances this process is relatively simple and inexpensive as compared to the potential hardship your loved ones can face during the potentially contentious probate process.

Maximize your recovery!

The best source of information for a personal injury attorney is his or her client. When a client is on top of their medical history and insurance information it saves precious time that their attorney needs to recover as much as possible for the plaintiff. There are a few steps every potential plaintiff should take to help their personal injury attorney stream line their case. One simple way to help your attorney move the case along and maximize your recovery is to keep track of your medical bills and your insurance information. I have seen plaintiffs lose track of dates when they went to the hospital and to see doctors and therapists. I have also seen plaintiffs lose track of payment information, bills, and insurance statements. By taking the time to jot down the names of medical providers and the dates of visits you can make it easier for your attorney to calculate the damages for your claim. Not only can this help the case move along faster (which in my experience is always a major concern for plaintiffs), but it insures that all of your actual damages are accounted for, thus maximizing your recovery. Another tip would be to keep all bills and statements you receive from medical providers, statements from insurance companies, and receipts for prescriptions and medications together so that you can turn them over to your lawyer. Something as simple as tossing these documents in a folder and writing names, dates, and phone numbers down can help you recover more money in a shorter amount of time. The more organized you are as a client, the better your chances of success!

ALWAYS contact an attorney if you think you have a cause of action based on any information you read on this site (or any website for that matter). THIS INFORMATION is intended to be a guide and is in no way intended to be legal advice.

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Predatory Lenders, Do You Really Know The Terms of Your Loan?

Loans, especially mortgages, can have terms that are often complicated and confusing to an uninformed borrower. Many borrowers end up agreeing to loan terms that are unfair simply because they do not know what pitfalls to look out for. Potentially predatory terms such as “Pick-a-Payment” loans or Adjustable Rate Mortgage (a.k.a. ARM) Loans may be preventing you from paying back the principal of your loan in a fair and understandable way. Do not let clandestine terms, confusing indexes, and complicated payment schemes take advantage of you.
If you think you are subject to a predatory loan you should contact an attorney. It is important to note that you should also watch out for loan modification scams, which are unscrupulous companies who charge you money while promising to lower your mortgage payments. There are companies out there tantalizing borrowers with promises of saving you money while they are actually accomplishing nothing or even worst acting to you detriment. If you are interested in finding out whether or not a loan modification is right for you, contact a lawyer. This is the safest way to get to the truth as to whether or not you qualify or have a cause of action.

ALWAYS contact an attorney if you think you have a cause of action based on any information you read on this site (or any website for that matter). THIS INFORMATION is intended to be a guide and is in no way intended to be legal advice.

Debt Collectors Trying to Contact You? Know Your Rights!

The Fair Debt Collection Practices Act (FDCPA) can be a powerful tool for those who have outstanding debt that has been turned over to a debt collector. The Federal Government set up the FDCPA as a set of rules that debt collectors must abide by when attempting to collect a debt. The FDCPA even provides for remedies for debtors who have been subject to debt collectors violating these rules. For instance, did you know that under the FDCPA a debt collector cannot contact you at a time that is known or should be known to be inconvenient to you? This example is one of many guidelines set up by the FDCPA and it is important to note that not all cases are the same, an attorney will have to review the facts of your case in order to determine whether or not you have a cause of action.

ALWAYS contact an attorney if you think you have a cause of action based on any information you read on this site (or any website for that matter). THIS INFORMATION is intended to be a guide and is in no way intended to be legal advice.

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